"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Finvest Limited shall be replaced by a GST rate of 18% as applicable for financial services.
Secured SME Business Expansion Loans

Secured SME Business Expansion Loans

At Religare Finvest Limited, we specialize in understanding small and medium enterprises well & actively engage as their growth capital provider. To accomplish growth dreams, we help them unlock hidden value of their residential / commercial / industrial property for business expansion or debt consolidation through hassle free mortgage loan.

  • Loans up to 25 crores 
  • Tenure up to 10 years
  • Competitive loan to value ratio
  • Attractive rate of interest
  • Customised repayment options  
  • Residential, commercial and industrial properties accepted as collateral
  • Expert panel of professionals to gauge the property valuation for loan application
  • Simplified documentation
  • Fast processing for quick turnarounds
  • Dedicated relationship manager
  • SMEs that are in business for minimum 3 years and need funds intended for business expansion and debt consolidation
  • Suited for manufacturers, wholesalers, retailers, exporters, importers, service industry professionals, etc

  • Application form with colored photograph
  • KYC (for company & promoters)
         > Proof of age, signature, identity and address
  • Income documentation
         > Audited financials
         > ITR, balance sheet, trading and P&L account
  • Bank statements as applicable
  • Details of other running loans
  • VAT/Service tax/GST returns as applicable
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

Important Notifications

  • New

    Prevent Unauthorized Transactions in your demat account - Update your Mobile Number with your Depository Participant. Receive alerts on your Registere...Read more

  • New

    "No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your...Read more

  • New

    RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL...Read more

  • New

    KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),...Read more


It has been brought to our notice that certain unscrupulous individuals/ entities are issuing fake sanction letters purportedly issued by Religare Finvest Limited (referred to as RFL hereinafter and includes all subsidiaries of Religare Finvest Limited) to individuals. Such individuals/ entities demand cash or fund transfer to an individual bank account or purchase of a new insurance policy for processing the loan application. These individuals/ entities are fraudulently and illegally misusing Religare Finvest Limited’s corporate name and/ or brand names to lure the General Public and are harming both, our reputation, as well as exploiting the General Public. By way of this notice, we intend to caution the General Public against such elements.
The General Public is advised and cautioned not to rely or act on any such fraudulent offers or sanctions made in the name of RFL without verifying the authenticity of the contents with RFL. We request you to deal with RFL directly through its existing branch offices only, the addresses for which are available on our websites www.religarefinvest.com and www.religarehomeloans.com. Please note that if you intend to apply for a loan from RFL or its subsidiary Religare Housing Development Finance Corporation Limited (RHDFCL), the application fees and/ or processing fees must be paid by Account Payee Cheque or Demand Draft payable to ‘Religare Finvest Limited’ or ‘Religare Housing Development Finance Corporation Limited’ only.
Please note that any person who deals with such unscrupulous individuals/ entities shall be doing so at its own risk and RFL will not be liable or responsible for any kind of loss incurred or damage suffered or any consequences arising thereof. Those desirous of availing loans from RFL may apply online on our website OR speak to our executives on1860-266-4111 OR visit any of our branches.

- Religare Finvest Limited