"Important Notifications : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Finvest Limited shall be replaced by a GST rate of 18% as applicable for financial services.
sme working capital loans

SME Working Capital Loans

We understand your business expansion needs and want to be your partner on this journey of growth. Grow your enterprise to its true potential by availing working capital for working capital management, inventory purchase, new plant and machinery, or any other business expansion needs.


Types of Loans
  • SME Unsecured Working Capital Loans Salient Features :
    • Loans up to 40 Lakhs
    • Tenure up to 36 Months
    • No Collateral Required
    • Easy EMI Based Repayment Options
    • Competitive Rate of Interest
  • SME Secured Working Capital Loans - Educational Institute FinancingSalient Features :
    • Loan amount ranging from 10 lacs to 300 lacs
    • Loan Tenure of up to 84 months
    • Eligible entities include trusts, societies and companies with business vintage of minimum 10 years (For Schools - 7 Years)
    • Flexible Loan repayment options specific to the fee collection pattern of the institutes
Product Benefits
  • Flexibility: Loan Structuring based on unique customer needs
  • Innovation: Tailor made repayment plans
  • Agility: Fast processing of all applications
  • Research: Expert panel to help heterogeneous industry types
Documentation
  • Application Form with colored photograph
  • KYC (for company & promoters)
         > Proof of age, signature, identity and address
  • Income Documentation
         > Audited financials
         > ITR, Balance Sheet, Trading and P&L Account
  • Bank Statements as applicable
  • Details of other running loans
  • VAT/Service Tax/ GST Returns as applicable
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.               "No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

Important Notification

  • New

    Prevent Unauthorized Transactions in your demat account - Update your Mobile Number with your Depository Participant. Receive alerts on your Registere...Read more

  • New

    "Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July...Read more

  • New

    RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL...Read more

  • New

    KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),...Read more