"Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Finvest Limited shall be replaced by a GST rate of 18% as applicable for financial services.
secured sme business expansion loans

Secured SME Business Expansion Loans

At Religare Finvest Limited, we specialize in understanding small and medium enterprises well & actively engage as their growth capital provider. To accomplish growth dreams, we help them unlock hidden value of their residential / commercial / industrial property for business expansion or debt consolidation through hassle free mortgage loan.


FEATURES
  • Loans up to 25 crores 
  • Tenure up to 10 years
  • Competitive loan to value ratio
  • Attractive rate of interest
  • Customised repayment options  
BENEFITS
  • Residential, commercial and industrial properties accepted as collateral
  • Expert panel of professionals to gauge the property valuation for loan application
  • Simplified documentation
  • Fast processing for quick turnarounds
  • Dedicated relationship manager
SUITABLE FOR 
  • SMEs that are in business for minimum 3 years and need funds intended for business expansion and debt consolidation
  • Suited for manufacturers, wholesalers, retailers, exporters, importers, service industry professionals, etc

DOCUMENTATION
  • Application form with colored photograph
  • KYC (for company & promoters)
         > Proof of age, signature, identity and address
  • Income documentation
         > Audited financials
         > ITR, balance sheet, trading and P&L account
  • Bank statements as applicable
  • Details of other running loans
  • VAT/Service tax/GST returns as applicable
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

Important Notifications

  • New

    Prevent Unauthorized Transactions in your demat account - Update your Mobile Number with your Depository Participant. Receive alerts on your Registere...Read more

  • New

    "Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July...Read more

  • New

    RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL...Read more

  • New

    KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),...Read more