"Important Notifications : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July, 2017. Please note, the existing service tax rate of 15% on all charges levied by Religare Finvest Limited shall be replaced by a GST rate of 18% as applicable for financial services.
secured sme business expansion loans

Secured SME Business Expansion Loans

At Religare Finvest Limited, we specialize in understanding Small and Medium Enterprises well & actively engage as their growth capital provider. To accomplish growth dreams, we help them unlock hidden value of their residential / commercial / industrial property for business expansion or debt consolidation through hassle free Mortgage loan.


FEATURES
  • Loans up to 25 Crores 
  • Tenure up to 10 Years
  • Competitive Loan to Value Ratio
  • Attractive Rate of Interest
  • Customised Repayment options  
BENEFITS
  • Residential, Commercial and Industrial Properties accepted as Collateral
  • Expert panel of professionals to gauge the property valuation for loan application
  • Simplified Documentation
  • Fast Processing for quick turnarounds
  • Dedicated Relationship Manager
SUITABLE FOR 
  • SMEs that are in business for minimum 3 years and need funds intended for business expansion and debt consolidation
  • Suited for Manufacturers, Wholesalers, Retailers, Exporters, Importers, Service Industry Professionals, etc

Documentation
  • Application Form with colored photograph
  • KYC (for company & promoters)
         > Proof of age, signature, identity and address
  • Income Documentation
         > Audited financials
         > ITR, Balance Sheet, Trading and P&L Account
  • Bank Statements as applicable
  • Details of other running loans
  • VAT/Service Tax/ GST Returns as applicable
KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.               "No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account.

Important Notification

  • New

    Prevent Unauthorized Transactions in your demat account - Update your Mobile Number with your Depository Participant. Receive alerts on your Registere...Read more

  • New

    "Important Notification : The Government of India has announced the implementation of Goods and Services Tax (“GST”), which is effective from 1st July...Read more

  • New

    RFL shall not be levying pre-payment charges in respect to the customer whose loans are recalled at the option of RFL...Read more

  • New

    KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.),...Read more