Mr. Abhijit GhoshPresident & Chief Business Officer
A science graduate from the University of Calcutta, Abhijit Ghosh is responsible for the entire distribution as President & Chief Business Officer. He joined Religare in 2010 and spearheaded special projects in Healthcare and Insurance Broking functions in the group at leadership levels, before taking up the responsibility of building the SME Lending business in the most ‘entrepreneur focused’ regions of the country.
Having a rich product distribution experience from Future Capital, ICICI Securities, ABN Amro Bank & ICICI Bank, he has thoroughly evolved and integrated the Sales, Operations & Credit underwriting functions to make the region a profit centre.
Abhijit is actively involved with the SMEs in his region by proactively organizing & participating in various SME focused Expos, conclaves, seminars & Personal discussion meetings which has enabled him to be constantly connected to the dynamics of the business.
Mr. Pankaj SharmaPresident & CRO
Pankaj has over 27 years of rich experience in Credit and Risk of which he has been with Citibank N.A. / Citicorp Finance (India) Ltd for about 15 years. He started his career from L&T Ltd. in 1989 as Branch Engineer finalizing merchandising plans for their entire range of construction and earthmoving equipment. In 1997, he moved to RPG Itochu Finance Ltd in the role of Business Development for construction equipment. It was in 1999 that he joined Citicorp Finance (CFIL) and managed transportation and equipment finance businesses thereby underwriting credits, managing portfolio within program parameters of net credit losses & delinquencies and applied rehabilitation and remedial measures for stressed accounts. He has also handled various roles in Citicorp Finance including Portfolio and Operational Risk Manager, Risk Head of Asset Backed Finance and Head of Equipment Management Group. He was last designated as Managing Director in CFIL.
Prior to joining Religare Finvest Limited, Pankaj was working as Director and Risk Head- Citibank N.A. for Asset Backed Finance under Commercial Banking Group. He is a B.Tech from REC Kurukshetra- batch of 1989.
Mr. Sachin SharmaDirector- IT-OPs & Strategic initiatives
Mr. Sachin Sharma is responsible for conceptualising, developing and executing strategies for making the organisation future ready at all times. Creating new business lines in the SME segment is an area that Sachin works upon to ensure that there is a regular stream of opportunities and Religare is leveraging those.
He joined Religare in July 2008 as the SME business head and Regional Business Director for two different regions.
He has prior experience of setting up the cards & loans business for RBS in Gujarat & has served as the Head of cards & loans for North region, before managing the role of Centre Manager for Gujarat for ICICI Prudential. Prior to this, Sachin worked with Citi Financial and was a part of start-up teams leading consumer durables, two wheelers and personal loans businesses.
A London Business School graduate, Sachin has a keen interest in technologies & loves to sing and listen to music.
Mr. Ashish AnandDirector & Head – Human Resources
Mr. Ashish Anand is responsible for driving all strategic HR plans such as Culture building, PMS, Compensation & Benefits, R&R, Employee Engagement, Hiring & On-Boarding, OD & Training. All his efforts are guided towards making Religare Finvest Limited & its subsidiary, an Employer of Choice. Besides HR function, he is also responsible for Admin & Infrastructure functions.
Having joined the Religare Group in 2008 to set up its training and development function, he thereafter managed the Business HR function for retail financial services businesses (NBFC, Health Insurance & Capital Market). He has diverse & multi industry experience of over 16 years in areas such as Org design & scale up, system thinking, employee engagement, organisational development, performance management, ESOP & Compensation management, etc.
Ashish started his career at Piaggio and later worked at Dabur India, where in his last role, he was simultaneously managing various portfolios such as - international business as HR head, HR Business Partner-Sales (West & South) and Corporate HR.
He holds a bachelor’s degree in commerce from Pune University and is an alumnus of Symbiosis Institute of Business Management. Besides work, Ashish loves the game of golf and gymming.